Financing Services

Are you a lender?

No, we are Commercial Mortgage Brokers with access to over 600 lenders.

Do you charge upfront fees?

No, we consider ourselves partners in your success. When we secure funding for your project through one of our providers, we are compensated at closing.

Credit Union Services

What do we offer? What do we do?

We help churches and church associations establish a credit union that uses tithing history to offer lower loan rates and add interest to your bank account.

How can we lower loan rates and add interest to bank accounts?

With your permission, the credit union can use your annual tithing report to show consistency and boost your credit score.

How will our services help me as a member?

You can qualify for a lower rate loan and, periodically, the credit union will credit your account with extra interest.

What services are offered?

It depends on your specific church or association. They may offer basic services like checking, savings and loans or expanded services that include car loans, financial planning and credit cards.

Please contact us if you have further questions.
Email: Information@byhisword.com

Glossary

Descriptions of each:

ATM Services - Automated banking services

Auto Loans/ leases - A contract conveying an auto for a specified period of time. At the end of period, the borrower will own the car or return the vehicle to the lender.

Checking Account - A bank deposit against which checks can be drawn by the depositor.

Consumer Loans- Credit extended for consumer purchases.

Direct Deposit/ Payroll services - Depositing payroll checks electronically into member's account.

IRA - A savings plan that permits a depositor to set aside savings that are tax-deferred until retirement or withdrawal.

Mortgage Loans/ Home Equity Lines of Credit - Credit extended for the purchase or refinance of a property secured by the property.

Savings Account - A bank account on which interest is compounded and paid on a regular basis.